TX Tax Update 2026

Texas Paycheck Calculator

Free Texas paycheck calculator. Estimate your take-home pay with current Texas state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and Texas state withholdings instantly.

Texas State Income Tax Included
Accurate Federal Tax Tables 2025/2026
Filing Status & Allowance Support
Bi-weekly, Weekly, & Monthly Estimates
Estimated Take-Home Pay
$3,458.20
Gross Pay$4,500.00
Federal Income Tax-$542.10
TX State Tax$0.00
FICA (Social Security & Medicare)-$499.70
Net Pay$3,458.20

What you should know about Texas taxes

Texas has no state income tax — it is constitutionally prohibited. The state relies on property taxes and an 8.25% combined sales tax rate. Workers only pay federal tax and FICA from their paychecks.

No State Income Tax

Texas does not levy a state income tax on wages. Your paycheck deductions are limited to federal income tax, Social Security (6.2%), and Medicare (1.45%).

Major city: Houston
Minimum wage: $7.25/hr (federal)

No Income Tax in Texas — Ever

Texas constitutionally prohibits a state income tax, and changing this would require a two-thirds vote of the legislature plus voter approval. Your Texas paycheck only has federal income tax, Social Security (6.2%), and Medicare (1.45%) deducted. For a Houston worker earning $75,000, the zero state tax means roughly $3,000–$5,000 more per year compared to California or New York. Texas is the largest no-income-tax state by population and GDP, which means it has proven this model works at scale. The trade-off is property taxes: Texas has some of the highest property tax rates in the nation (average 1.8% of home value), hitting homeowners hard.

Texas Job Markets: Houston, Dallas, Austin, San Antonio

Texas has four of the eleven largest cities in the US. Houston is the energy capital (ExxonMobil, Chevron, Phillips 66) and home to the Texas Medical Center — the largest medical complex on Earth. Dallas-Fort Worth has the most Fortune 500 headquarters of any metro area. Austin has become a major tech hub (Tesla, Oracle, Samsung, Apple). San Antonio is anchored by military (Joint Base San Antonio) and USAA. The federal minimum wage of $7.25 applies but is largely irrelevant — even fast food positions in Texas metros start at $12–$15. For transplants from California, the combination of no state tax and lower housing costs can mean $15,000–$25,000 more in annual purchasing power.

Texas Paycheck FAQ