New York Paycheck Calculator
Free New York paycheck calculator. Estimate your take-home pay with current New York state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and New York state withholdings instantly.
What you should know about New York taxes
New York has nine state brackets up to 10.9%. NYC residents pay an additional 3.078–3.876% city income tax. Combined with federal, that means NYC workers can face marginal rates above 50%.
New York Income Tax Brackets — 2026
| Tax Rate | Taxable Income Range |
|---|---|
| 4% | $0 – $8,500 |
| 4.5% | $8,501 – $11,700 |
| 5.25% | $11,701 – $13,900 |
| 5.5% | $13,901 – $80,650 |
| 6% | $80,651 – $215,400 |
| 6.85% | $215,401 – $1,077,550 |
| 9.65% | $1,077,551 – $5,000,000 |
| 10.3% | $5,000,001 – $25,000,000 |
| 10.9% | $25,000,001+ |
New York State + NYC Tax: The Full Picture
New York State has nine income tax brackets from 4% to 10.9%. But the real pain point is for New York City residents who pay an additional city income tax of 3.078–3.876% on top of the state rate. A NYC worker earning $100,000 pays roughly 6% state + 3.4% city = 9.4% in state and local income tax before federal. Outside NYC, the Yonkers surcharge is 16.75% of your state tax (not your income). Workers in Buffalo, Albany, Rochester, or Syracuse pay only the state rate with no local surcharge. The standard deduction is $8,000 for single filers.
NYC PFL, SDI, and What Shows on Your Paycheck
New York mandates Paid Family Leave (PFL) contributions — 0.373% of your gross wages up to the statewide average weekly wage. SDI (State Disability Insurance) is partially employer-funded but employees may contribute up to $0.60/week. NYC's Metropolitan Commuter Transportation Mobility Tax (MCTMT) applies to self-employed individuals, not W-2 employees. For a typical salaried worker in Manhattan earning $90,000, total deductions (federal + state + city + FICA + PFL) take about 33–36% of gross pay. That is among the highest take-home-pay reductions in the country. Upstate NY workers fare better — without the city tax, take-home is closer to national averages.