Rhode Island Paycheck Calculator
Free Rhode Island paycheck calculator. Estimate your take-home pay with current Rhode Island state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and Rhode Island state withholdings instantly.
What you should know about Rhode Island taxes
Rhode Island has three brackets with a top rate of 5.99%. The state also mandates TDI (Temporary Disability Insurance) contributions from employees — one of the oldest such programs in the country.
Rhode Island Income Tax Brackets — 2026
| Tax Rate | Taxable Income Range |
|---|---|
| 3.75% | $0 – $73,450 |
| 4.75% | $73,451 – $166,950 |
| 5.99% | $166,951+ |
Rhode Island Tax Brackets for 2026
Rhode Island has three income tax brackets: 3.75% up to $73,450, 4.75% from there to $166,950, and 5.99% on everything above. The standard deduction follows federal amounts. For a Providence worker earning $65,000, the effective rate is about 3.6%. Rhode Island has no local income taxes in any city or town. The state provides a $1,000 earned income credit for low-income workers. One unique feature: Rhode Island's tax brackets are indexed to inflation, so they adjust annually — preventing "bracket creep" that other states leave unchecked.
TDI and Working in Rhode Island
Rhode Island was one of the first states to create a Temporary Disability Insurance program (1942). Employees pay 1.1% of the first $81,500 in wages. On a $60,000 salary, that is $660 per year. TDI provides up to 30 weeks of partial wage replacement if you cannot work due to non-work illness or injury. This is a payroll deduction you will see on every check. Rhode Island's economy is driven by healthcare (Lifespan, Care New England), defense (Naval Station Newport, General Dynamics/Electric Boat), and education. Providence has a notable creative economy including RISD and the jewelry/manufacturing sector.