Pennsylvania Paycheck Calculator
Free Pennsylvania paycheck calculator. Estimate your take-home pay with current Pennsylvania state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and Pennsylvania state withholdings instantly.
What you should know about Pennsylvania taxes
Pennsylvania has one of the lowest flat state tax rates at 3.07%. But Philadelphia, Pittsburgh, and many smaller cities levy local earned income taxes (EIT) of 1–3.79%, which can more than double your effective rate depending on where you live.
Pennsylvania Income Tax Brackets — 2026
| Tax Rate | Taxable Income Range |
|---|---|
| 3.07% | All taxable income (flat rate) |
PA's 3.07% Flat Tax + Local EIT
Pennsylvania charges a flat 3.07% state income tax — the second-lowest flat rate in the country after North Dakota. But local taxes are where it gets complicated. Philadelphia charges a 3.79% wage tax on residents (3.44% for non-residents who work in the city). Pittsburgh charges about 3% combined between city, school district, and municipal taxes. Other PA cities and townships charge Earned Income Tax (EIT) typically ranging from 1–2%. For a Philadelphia resident, the combined state (3.07%) + city (3.79%) rate is 6.86% — turning PA from a low-tax state into a moderate-to-high one. PA does not allow a standard deduction or personal exemption — every dollar of gross pay is taxable at the state level.
Working in the Philadelphia and Pittsburgh Metros
Philadelphia is the largest city in PA and one of the largest on the East Coast. Healthcare (Penn Medicine, Jefferson, Temple), financial services (Comcast, Vanguard is in suburban Malvern), and education drive the economy. Pittsburgh has reinvented itself from steel to tech and healthcare (UPMC, Carnegie Mellon, Google). The wage tax in Philly is a persistent frustration — residents pay 3.79% even if they work in the suburbs. Non-residents who work in Philly pay 3.44%. Our calculator flags this distinction. If you are considering a move to the PA suburbs (Montgomery or Bucks County) to avoid the Philly wage tax, you will still owe your township EIT of around 1%, so the savings are real but not as dramatic as they seem.