Pennsylvania Paycheck Calculator
Using 2026 federal and Pennsylvania tax figures · last checked
Short answer
A $60,000 salary in Pennsylvania takes home about $48,548 a year — roughly $4,046 a month — after $5,020 federal income tax and $4,590 in Social Security and Medicare, plus $1,842 in Pennsylvania state income tax. That is an effective rate of 19.1%. The figure excludes Pennsylvania local income tax, which is charged separately by municipality.
Work out what actually reaches your bank account in Pennsylvania. Enter your gross pay for one period and the calculator applies federal withholding, Social Security, Medicare and Pennsylvania state tax at the rates below, then shows what is left.
Before any deductions.
Estimated take-home pay
$1,629.45
- Gross pay
- $2,000.00
- Federal income tax
- −$156.15
- Social Security
- −$124.00
- Medicare
- −$29.00
- Pennsylvania state tax
- −$61.40
- Total withheld
- −$370.55
This estimate excludes local tax. Pennsylvania levies a local Earned Income Tax set by municipality and school district, plus Philadelphia's separate wage tax — Philadelphia's wage tax applies to residents and to non-residents working in the city. Those are withheld on top of everything shown above, so your actual take-home will be lower than this figure. Check your municipality's rate with its income tax department or your employer's payroll office.
Figures on this page are estimates produced from the inputs you provide. A pay stub you generate documents what you enter; it is not a verified employment record issued by an employer. If you need official proof of income, request it from your employer or download your wage transcript free from the IRS.
Pennsylvania income tax brackets
| Rate | Taxable income |
|---|---|
| 3.07% | All taxable income (flat rate) |
Minimum wage in Pennsylvania: $7.25/hr (federal)
What comes out of every paycheck
The FICA pair is fixed by federal law rather than by Pennsylvania. Social Security withholds 6.2% until annual wages reach $184,500, after which it stops for the rest of the year — which is why some people see their net pay rise late in the year. Medicare withholds 1.45% throughout, plus 0.9% on anything over $200,000.
Pennsylvania has one of the lowest flat state tax rates at 3.07%. But Philadelphia, Pittsburgh, and many smaller cities levy local earned income taxes (EIT) of 1–3.79%, which can more than double your effective rate depending on where you live.
PA's 3.07% Flat Tax + Local EIT
Pennsylvania charges a flat 3.07% state income tax — the second-lowest flat rate in the country after North Dakota. But local taxes are where it gets complicated. Philadelphia charges a 3.79% wage tax on residents (3.44% for non-residents who work in the city). Pittsburgh charges about 3% combined between city, school district, and municipal taxes. Other PA cities and townships charge Earned Income Tax (EIT) typically ranging from 1–2%. For a Philadelphia resident, the combined state (3.07%) + city (3.79%) rate is 6.86% — turning PA from a low-tax state into a moderate-to-high one. PA does not allow a standard deduction or personal exemption — every dollar of gross pay is taxable at the state level.
Working in the Philadelphia and Pittsburgh Metros
Philadelphia is the largest city in PA and one of the largest on the East Coast. Healthcare (Penn Medicine, Jefferson, Temple), financial services (Comcast, Vanguard is in suburban Malvern), and education drive the economy. Pittsburgh has reinvented itself from steel to tech and healthcare (UPMC, Carnegie Mellon, Google). The wage tax in Philly is a persistent frustration — residents pay 3.79% even if they work in the suburbs. Non-residents who work in Philly pay 3.44%. Our calculator flags this distinction. If you are considering a move to the PA suburbs (Montgomery or Bucks County) to avoid the Philly wage tax, you will still owe your township EIT of around 1%, so the savings are real but not as dramatic as they seem.
Take-home pay at common salaries in Pennsylvania
The relationship between gross and net bends as income grows. Across these Pennsylvania figures the effective rate widens from 17.3% to 27.2% — which is why percentage-of-salary rules of thumb break down at higher incomes.
Hourly rates in Pennsylvania
Hourly work converts to the same arithmetic once you settle on hours. At full-time — 40 a week, 2,080 a year — $25 an hour in Pennsylvania nets about $42,366 a year.
| Hourly | Annual gross | Annual take-home | Net per hour |
|---|---|---|---|
| $15/hr | $31,200 | $26,291 | $12.64 |
| $17/hr | $35,360 | $29,506 | $14.19 |
| $25/hr | $52,000 | $42,366 | $20.37 |
| $30/hr | $62,400 | $50,403 | $24.23 |
| $40/hr | $83,200 | $64,807 | $31.16 |
| $50/hr | $104,000 | $78,801 | $37.89 |
Based on 2,080 hours a year — 40 hours a week, 52 weeks. Excludes overtime and unpaid leave.
How filing status changes it
Worth checking before you file: on $60,000, the gap between the best and worst filing status is $2,180 a year. Married filing jointly keeps the most here. Every status has its own deduction amount and its own points at which each bracket begins.
| Filing status | Federal tax | Take-home |
|---|---|---|
| Single | $5,020 | $48,548 |
| Married filing jointly | $2,840 | $50,728 |
| Married filing separately | $5,020 | $48,548 |
| Head of household | $3,948 | $49,620 |
On a $60,000 salary in Pennsylvania.
How accurate is this estimate?
A calculator can only work from what it is told. Yours will differ from this if your W-4 claims dependants or requests extra withholding, if you have pre-tax deductions such as insurance premiums or a 401(k), or if you hold more than one job. Those all change the taxable base before any Pennsylvania rate is applied.
Pennsylvania paycheck questions
What is the Philadelphia wage tax?
Philadelphia residents pay 3.79% on all earned income. Non-residents who work in Philadelphia pay 3.44%. This is in addition to the 3.07% PA state income tax.
Does Pennsylvania tax retirement income?
Pennsylvania is one of the most retirement-friendly states. It does not tax Social Security, pensions, 401(k) distributions, or IRA withdrawals at the state level.
How pay frequency changes your cheque
A common belief worth dispelling: no pay schedule is cheaper than another. Annual liability on $60,000 in Pennsylvania is identical whether it arrives in 12 instalments or 52 — what changes is how much lands each time. The table sets the four schedules side by side.
| Paid | Cheques/yr | Gross each | Take-home each |
|---|---|---|---|
| Weekly | 52 | $1,154 | $934 |
| Every two weeks | 26 | $2,308 | $1,867 |
| Twice a month | 24 | $2,500 | $2,023 |
| Monthly | 12 | $5,000 | $4,046 |
Turn this into a pay stub
The next step for most people is turning this into something printable. That option exists, with one honest caveat: a stub you generate reflects your own inputs. Where a third party needs verified income, the free and official routes are your employer's payroll department or an IRS wage transcript.
Open the pay stub generatorIf you need official proof of income
If someone has asked for verified income, the answer is not a document you make. Employers keep payroll records and can reissue stubs free; the IRS provides a free wage and income transcript. Both carry independent confirmation behind them. Get an IRS transcript.