Ohio Paycheck Calculator
Free Ohio paycheck calculator. Estimate your take-home pay with current Ohio state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and Ohio state withholdings instantly.
What you should know about Ohio taxes
Ohio's state rates are moderate (top of 3.5%), but the real kicker is municipal income taxes. Nearly every Ohio city charges 1–3%, and unlike most states, both your home city AND your work city may tax you.
Ohio Income Tax Brackets — 2026
| Tax Rate | Taxable Income Range |
|---|---|
| 0% | $0 – $26,050 |
| 2.75% | $26,051 – $100,000 |
| 3.5% | $100,001+ |
Ohio: Low State Tax, High Local Taxes
Ohio's state income tax has been slashed in recent years — the first $26,050 is now tax-free, and the top rate is just 3.5%. Sounds great until you add municipal taxes. Columbus charges 2.5%, Cleveland 2.5%, Cincinnati 1.8%, Toledo 2.25%. Nearly every city and village in Ohio levies its own income tax. If you live in one city and work in another, you may owe taxes to both — though most cities offer partial credit for taxes paid to your work city. A Columbus worker earning $60,000 pays roughly 0.9% state + 2.5% city = 3.4% total. That is more local tax than many states charge total.
Ohio's Unique Municipal Tax System
Ohio is one of very few states where local income taxes are this pervasive. Over 600 cities, villages, and school districts levy them. The state's Regional Income Tax Agency (RITA) and Central Collection Agency (CCA) handle collections for most municipalities. For workers who commute across city lines — say, living in Westerville and working in downtown Columbus — you typically owe 2.5% to Columbus and get partial credit against the 2% Westerville tax. The net effect is you pay the higher rate plus a partial residual. Always check both your work and home city rates when using our calculator.