North Dakota Paycheck Calculator
Free North Dakota paycheck calculator. Estimate your take-home pay with current North Dakota state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and North Dakota state withholdings instantly.
What you should know about North Dakota taxes
North Dakota has some of the lowest income tax rates of any state that levies one. The first $44,725 is completely tax-free, and the top rate is just 2.5%.
North Dakota Income Tax Brackets — 2026
| Tax Rate | Taxable Income Range |
|---|---|
| 0% | $0 – $44,725 |
| 1.95% | $44,726 – $225,975 |
| 2.5% | $225,976+ |
North Dakota's Ultra-Low Tax Rates
North Dakota barely taxes income at all. The first $44,725 of taxable income is completely exempt (0% rate). Above that, rates are 1.95% and 2.5% — the lowest positive rates in any state that has an income tax. For a Fargo worker earning $60,000, the effective rate is about 0.5%. Yes, half of one percent. Combined with no local income taxes, North Dakota workers keep essentially all of their wages beyond federal and FICA. The state can afford this because oil revenue from the Bakken formation has flooded state coffers.
Oil, Agriculture, and Technology in ND
North Dakota's economy runs on oil (western ND), agriculture, and a growing tech presence in Fargo. The Bakken oil boom brought wages above $100K for roughneck and truck driving positions, though the industry has cycled through booms and busts. Fargo's tech sector — anchored by Microsoft, Appareo Systems, and numerous startups — has created a white-collar job market with surprisingly competitive salaries given the ultra-low taxes and moderate cost of living. Winters are brutal, which suppresses population growth and keeps housing affordable. The federal minimum wage applies but is essentially irrelevant — labor shortages keep actual wages well above $12/hr statewide.