Mississippi Paycheck Calculator
Using 2026 federal and Mississippi tax figures · last checked
Short answer
A $60,000 salary in Mississippi takes home about $47,390 a year — roughly $3,949 a month — after $5,020 federal income tax and $4,590 in Social Security and Medicare, plus $3,000 in Mississippi state income tax. That is an effective rate of 21.0%. Figures assume a single filer taking the standard deduction, with no pre-tax deductions.
Work out what actually reaches your bank account in Mississippi. Enter your gross pay for one period and the calculator applies federal withholding, Social Security, Medicare and Mississippi state tax at the rates below, then shows what is left.
Before any deductions.
Estimated take-home pay
$1,590.85
- Gross pay
- $2,000.00
- Federal income tax
- −$156.15
- Social Security
- −$124.00
- Medicare
- −$29.00
- Mississippi state tax
- −$100.00
- Total withheld
- −$409.15
Figures on this page are estimates produced from the inputs you provide. A pay stub you generate documents what you enter; it is not a verified employment record issued by an employer. If you need official proof of income, request it from your employer or download your wage transcript free from the IRS.
Mississippi income tax brackets
| Rate | Taxable income |
|---|---|
| 0% | $0 – $10,000 |
| 5% | $10,001+ |
Minimum wage in Mississippi: $7.25/hr (federal)
What comes out of every paycheck
Two of the deductions are the same everywhere and do not depend on Mississippi at all. Social Security takes 6.2% of wages up to $184,500 in a year and stops; Medicare takes 1.45% with no ceiling, plus a further 0.9% on earnings above $200,000. Together they are usually the second largest line after federal income tax.
Mississippi simplified to a two-bracket system with a generous $10,000 zero bracket. The state is actively phasing out its income tax with plans to eliminate it by 2030.
Mississippi Is Phasing Out Its Income Tax
Mississippi made a bold move in 2022, voting to gradually eliminate its state income tax. The current structure taxes the first $10,000 at 0% and everything above at 5%. This is already simpler than the old four-bracket system. The plan calls for annual rate reductions until the tax reaches 0% — potentially by 2030, though the timeline depends on revenue conditions. For current workers, the generous $10,000 exemption means anyone earning below that threshold pays zero state tax. A Jackson worker earning $45,000 has an effective rate of roughly 3.9% after the zero bracket.
Cost of Living Advantage in Mississippi
Mississippi consistently ranks as the lowest cost of living state in the country. Housing in Jackson, Gulfport, or Hattiesburg costs a fraction of comparable cities in other states. Combined with the declining income tax rates, take-home purchasing power in Mississippi can actually exceed that of workers earning 30–40% more in coastal cities. Major employers include military installations (Keesler AFB, Columbus AFB), healthcare systems (UMMC, Baptist Health), and manufacturing (Nissan in Canton, Toyota in Blue Springs). The federal minimum wage applies since Mississippi has never set its own.
Take-home pay at common salaries in Mississippi
Each row below is the same calculation at a different gross. What changes is the effective rate, which runs 18.4% to 27.3% in Mississippi — a consequence of graduated brackets rather than any change in the rules.
Hourly rates in Mississippi
Hourly rates and salaries meet at 2,080 hours. On that basis $25 an hour in Mississippi produces about $41,362 in annual take-home, before overtime.
| Hourly | Annual gross | Annual take-home | Net per hour |
|---|---|---|---|
| $17/hr | $35,360 | $28,824 | $13.86 |
| $20/hr | $41,600 | $33,526 | $16.12 |
| $25/hr | $52,000 | $41,362 | $19.89 |
| $30/hr | $62,400 | $49,198 | $23.65 |
| $40/hr | $83,200 | $63,201 | $30.39 |
| $50/hr | $104,000 | $76,794 | $36.92 |
Based on 2,080 hours a year — 40 hours a week, 52 weeks. Excludes overtime and unpaid leave.
How filing status changes it
Worth checking before you file: on $60,000, the gap between the best and worst filing status is $2,180 a year. Married filing jointly keeps the most here. Every status has its own deduction amount and its own points at which each bracket begins.
| Filing status | Federal tax | Take-home |
|---|---|---|
| Single | $5,020 | $47,390 |
| Married filing jointly | $2,840 | $49,570 |
| Married filing separately | $5,020 | $47,390 |
| Head of household | $3,948 | $48,462 |
On a $60,000 salary in Mississippi.
How accurate is this estimate?
Where this will disagree with your real stub: the W-4 you filed, which can add extra withholding or claim credits; pre-tax deductions taken before tax is calculated; and post-tax items like garnishments or union dues that come off after. None of those are visible here, so the figure below is the arithmetic on your gross alone.
Mississippi paycheck questions
Is Mississippi eliminating its income tax?
Yes. Mississippi passed legislation in 2022 to gradually reduce and eventually eliminate the state income tax. The rate has already been simplified and reduced, with full elimination targeted by approximately 2030.
Does Mississippi have local income taxes?
No. Mississippi does not have any city or county income taxes.
How pay frequency changes your cheque
Pay frequency changes the rhythm of your income, not its taxation. Mississippi and the federal system both work from annual figures, so $60,000 owes what it owes regardless of schedule. What follows is what each individual cheque looks like under each arrangement.
| Paid | Cheques/yr | Gross each | Take-home each |
|---|---|---|---|
| Weekly | 52 | $1,154 | $911 |
| Every two weeks | 26 | $2,308 | $1,823 |
| Twice a month | 24 | $2,500 | $1,975 |
| Monthly | 12 | $5,000 | $3,949 |
Turn this into a pay stub
You can hand these figures to the pay stub generator if you want them formatted. Just know the distinction: it produces a record of what you typed, not an independent confirmation of what you earned. Lenders and landlords who need the latter should be pointed at your employer or the IRS.
Open the pay stub generatorIf you need official proof of income
Ask your employer's payroll department for copies of your stubs — they are required to keep payroll records, and this is normally free. You can also download a wage and income transcript at no cost from the IRS. Neither route costs anything, and both produce a record a third party can verify. Get an IRS transcript.