Minnesota Paycheck Calculator
Free Minnesota paycheck calculator. Estimate your take-home pay with current Minnesota state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and Minnesota state withholdings instantly.
What you should know about Minnesota taxes
Minnesota has some of the highest income tax rates in the country, with a top bracket of 9.85%. The Twin Cities area has no local income tax, but the high state rates more than compensate.
Minnesota Income Tax Brackets — 2026
| Tax Rate | Taxable Income Range |
|---|---|
| 5.35% | $0 – $30,070 |
| 6.8% | $30,071 – $98,760 |
| 7.85% | $98,761 – $183,340 |
| 9.85% | $183,341+ |
Minnesota's High Tax Brackets
Minnesota has four brackets topping out at 9.85% — the fifth-highest top rate in the nation. Most full-time workers in the Twin Cities earning $60K–$100K fall in the 6.8% bracket. The standard deduction is $14,575 for single filers, which helps, but the combination of high state rates and federal taxes means a Minneapolis worker typically takes home only 69–72% of gross pay. Minnesota does not have local income taxes in any city, which is some consolation. The state provides various credits including the Working Family Credit (Minnesota's version of the EITC) that can offset liability for lower earners.
Twin Cities Job Market and Pay
The Twin Cities of Minneapolis and St. Paul form one of the strongest job markets in the Midwest. Target, UnitedHealth Group, 3M, General Mills, Best Buy, and US Bancorp are all headquartered here. Median household income is well above the national average. Despite the high tax rates, the quality of life, strong schools, and abundant corporate employers keep attracting workers. The $10.85/hr minimum wage applies to large employers (small businesses pay $8.85). If you are debating between Minnesota and a no-tax state like South Dakota (just across the border), the salary differential and job availability typically outweigh the tax savings for most professionals.