Minnesota Paycheck Calculator
Using 2026 federal and Minnesota tax figures · last checked
Short answer
A $60,000 salary in Minnesota takes home about $47,180 a year — roughly $3,932 a month — after $5,020 federal income tax and $4,590 in Social Security and Medicare, plus $3,210 in Minnesota state income tax. That is an effective rate of 21.4%. Figures assume a single filer taking the standard deduction, with no pre-tax deductions.
Work out what actually reaches your bank account in Minnesota. Enter your gross pay for one period and the calculator applies federal withholding, Social Security, Medicare and Minnesota state tax at the rates below, then shows what is left.
Before any deductions.
Estimated take-home pay
$1,583.85
- Gross pay
- $2,000.00
- Federal income tax
- −$156.15
- Social Security
- −$124.00
- Medicare
- −$29.00
- Minnesota state tax
- −$107.00
- Total withheld
- −$416.15
Figures on this page are estimates produced from the inputs you provide. A pay stub you generate documents what you enter; it is not a verified employment record issued by an employer. If you need official proof of income, request it from your employer or download your wage transcript free from the IRS.
Minnesota income tax brackets
| Rate | Taxable income |
|---|---|
| 5.35% | $0 – $30,070 |
| 6.8% | $30,071 – $98,760 |
| 7.85% | $98,761 – $183,340 |
| 9.85% | $183,341+ |
Minimum wage in Minnesota: $10.85/hr
What comes out of every paycheck
Two of the deductions are the same everywhere and do not depend on Minnesota at all. Social Security takes 6.2% of wages up to $184,500 in a year and stops; Medicare takes 1.45% with no ceiling, plus a further 0.9% on earnings above $200,000. Together they are usually the second largest line after federal income tax.
Minnesota has some of the highest income tax rates in the country, with a top bracket of 9.85%. The Twin Cities area has no local income tax, but the high state rates more than compensate.
Minnesota's High Tax Brackets
Minnesota has four brackets topping out at 9.85% — the fifth-highest top rate in the nation. Most full-time workers in the Twin Cities earning $60K–$100K fall in the 6.8% bracket. The standard deduction is $14,575 for single filers, which helps, but the combination of high state rates and federal taxes means a Minneapolis worker typically takes home only 69–72% of gross pay. Minnesota does not have local income taxes in any city, which is some consolation. The state provides various credits including the Working Family Credit (Minnesota's version of the EITC) that can offset liability for lower earners.
Twin Cities Job Market and Pay
The Twin Cities of Minneapolis and St. Paul form one of the strongest job markets in the Midwest. Target, UnitedHealth Group, 3M, General Mills, Best Buy, and US Bancorp are all headquartered here. Median household income is well above the national average. Despite the high tax rates, the quality of life, strong schools, and abundant corporate employers keep attracting workers. The $10.85/hr minimum wage applies to large employers (small businesses pay $8.85). If you are debating between Minnesota and a no-tax state like South Dakota (just across the border), the salary differential and job availability typically outweigh the tax savings for most professionals.
Take-home pay at common salaries in Minnesota
The relationship between gross and net bends as income grows. Across these Minnesota figures the effective rate widens from 18.8% to 26.2% — which is why percentage-of-salary rules of thumb break down at higher incomes.
Hourly rates in Minnesota
If you are paid by the hour, the annual view still applies: withholding is calculated from annualised earnings. In Minnesota, $25 an hour at full-time hours comes to roughly $41,180 after tax.
| Hourly | Annual gross | Annual take-home | Net per hour |
|---|---|---|---|
| $17/hr | $35,360 | $28,700 | $13.80 |
| $20/hr | $41,600 | $33,380 | $16.05 |
| $25/hr | $52,000 | $41,180 | $19.80 |
| $30/hr | $62,400 | $48,980 | $23.55 |
| $40/hr | $83,200 | $62,910 | $30.25 |
| $50/hr | $104,000 | $76,430 | $36.75 |
Based on 2,080 hours a year — 40 hours a week, 52 weeks. Excludes overtime and unpaid leave.
How filing status changes it
The four filing statuses are not variations on one calculation — each has a distinct standard deduction and distinct bracket boundaries. On $60,000 that produces a $2,180 range in what you keep, topped by Married filing jointly.
| Filing status | Federal tax | Take-home |
|---|---|---|
| Single | $5,020 | $47,180 |
| Married filing jointly | $2,840 | $49,360 |
| Married filing separately | $5,020 | $47,180 |
| Head of household | $3,948 | $48,252 |
On a $60,000 salary in Minnesota.
How accurate is this estimate?
The number this produces is the tax arithmetic and nothing else. Real stubs carry more: employer benefit deductions, retirement contributions, and any adjustment your W-4 requests. Each of those moves the total, so use this to sanity-check the shape of a stub rather than to match it to the cent.
Minnesota paycheck questions
Is Minnesota a high-tax state?
Yes. Minnesota's top rate of 9.85% is the fifth-highest in the nation. However, the state's strong public services, infrastructure, and job market partially offset the higher tax burden.
Does Minnesota tax Social Security?
Minnesota partially taxes Social Security benefits for incomes above certain thresholds, though recent legislation has expanded exemptions. Many retirees now pay reduced or no state tax on benefits.
How pay frequency changes your cheque
A common belief worth dispelling: no pay schedule is cheaper than another. Annual liability on $60,000 in Minnesota is identical whether it arrives in 12 instalments or 52 — what changes is how much lands each time. The table sets the four schedules side by side.
| Paid | Cheques/yr | Gross each | Take-home each |
|---|---|---|---|
| Weekly | 52 | $1,154 | $907 |
| Every two weeks | 26 | $2,308 | $1,815 |
| Twice a month | 24 | $2,500 | $1,966 |
| Monthly | 12 | $5,000 | $3,932 |
Turn this into a pay stub
If you need the figures written up as a pay stub — for a landlord, a lender, or your own records — you can carry these numbers straight into the generator. It documents what you enter; it is not an employment record issued by an employer.
Open the pay stub generatorIf you need official proof of income
Before generating anything, try the official sources — they are free. Employers are obliged to keep payroll records and can usually reprint stubs, and the IRS issues wage and income transcripts at no charge. A third party can confirm both, which is the point of asking. Get an IRS transcript.