Maryland Paycheck Calculator
Free Maryland paycheck calculator. Estimate your take-home pay with current Maryland state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and Maryland state withholdings instantly.
What you should know about Maryland taxes
Maryland has eight state brackets plus mandatory county income taxes ranging from 2.25% to 3.2%. The combined load makes Maryland one of the highest-tax states on the East Coast.
Maryland Income Tax Brackets — 2026
| Tax Rate | Taxable Income Range |
|---|---|
| 2% | $0 – $1,000 |
| 3% | $1,001 – $2,000 |
| 4% | $2,001 – $3,000 |
| 4.75% | $3,001 – $100,000 |
| 5% | $100,001 – $125,000 |
| 5.25% | $125,001 – $150,000 |
| 5.5% | $150,001 – $250,000 |
| 5.75% | $250,001+ |
Maryland State + County Taxes: A Double Hit
Maryland has eight state income tax brackets from 2% to 5.75%, which are not that bad on their own. The problem is every Maryland county and Baltimore City charges its own income tax on top — ranging from 2.25% (Worcester County) to 3.2% (Howard, Montgomery, Prince George's counties). For a worker in Montgomery County earning $80,000, the combined state (4.75%) plus county (3.2%) rate means 7.95% before federal taxes. That puts Maryland in the same league as New York and California for many middle-income earners. These county taxes are withheld automatically by your employer.
Working in the DC Metro Area from Maryland
A huge portion of Maryland's workforce commutes to Washington, DC, or northern Virginia. Maryland has reciprocity with DC and Virginia, so you only file and pay Maryland taxes regardless of where you work in the DMV. This actually works in your favor if you live in a lower-county-tax area like Frederick County (2.96%) vs. Montgomery County (3.2%). Federal government employees, defense contractors, and cybersecurity professionals make up a significant share of Maryland workers. The $15/hr minimum wage applies statewide, including Baltimore, which has a higher cost of living than most Maryland suburbs.