Florida Paycheck Calculator
Free Florida paycheck calculator. Estimate your take-home pay with current Florida state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and Florida state withholdings instantly.
What you should know about Florida taxes
Florida has no state income tax — a major draw for workers and retirees. Your paycheck only has federal tax and FICA deducted. The state funds itself through sales tax (6%) and property taxes instead.
No State Income Tax
Florida does not levy a state income tax on wages. Your paycheck deductions are limited to federal income tax, Social Security (6.2%), and Medicare (1.45%).
No State Income Tax in Florida
Florida is one of seven states with zero state income tax. No brackets, no withholding, no annual state return to file. Your employer deducts federal income tax plus FICA (Social Security at 6.2% and Medicare at 1.45%), and that is it. For a worker earning $70,000 per year, this translates to roughly $2,500–$4,000 more in take-home pay compared to someone earning the same salary in Georgia, North Carolina, or other neighboring states. Florida's constitution actually prohibits a state income tax — voters would need to amend the constitution to change this.
Florida Pay: What Catches People Off Guard
No income tax sounds great until you factor in Florida's other costs. The 6% state sales tax (plus local surtaxes of up to 2%) means you pay 7–8.5% on most purchases. Property taxes in Miami-Dade and Broward counties can exceed $5,000/year on a modest home. Auto insurance in Florida is among the highest in the nation. For hourly workers, the $13.00 minimum wage (as of 2026) is above the federal floor and has been rising $1/year under Amendment 2. Tipped employees earn a base of $9.98/hr before tips. When using our calculator, remember that your gross-to-net conversion is simpler in Florida — but your total cost of living matters just as much as your tax rate.