Delaware Paycheck Calculator
Free Delaware paycheck calculator. Estimate your take-home pay with current Delaware state tax rates and federal withholdings. Calculate federal income tax, Social Security, Medicare, and Delaware state withholdings instantly.
What you should know about Delaware taxes
Delaware has no sales tax, which partially offsets its income tax rates. The top rate of 6.6% kicks in at just $60,000, which catches a lot of middle-income earners. Wilmington also has a city wage tax.
Delaware Income Tax Brackets — 2026
| Tax Rate | Taxable Income Range |
|---|---|
| 0% | $0 – $2,000 |
| 2.2% | $2,001 – $5,000 |
| 3.9% | $5,001 – $10,000 |
| 4.8% | $10,001 – $20,000 |
| 5.2% | $20,001 – $25,000 |
| 5.55% | $25,001 – $60,000 |
| 6.6% | $60,001+ |
Delaware Taxes: No Sales Tax, but Higher Income Tax
Delaware famously has no sales tax — you save on every purchase. But the trade-off is higher income taxes that hit middle earners harder than you might expect. The 6.6% top rate applies to any income above $60,000, which is relatively low compared to states like California ($677K) or New York ($215K). For a Wilmington-area worker earning $70,000, the effective state rate comes to roughly 5.4% after accounting for the graduated brackets and standard deduction of $3,250. If you live or work in Wilmington, add the 1.25% city wage tax on top.
Wilmington City Wage Tax
Wilmington is the only city in Delaware that imposes its own wage tax: 1.25% on earned income. If you work in Wilmington but live outside the city, you still pay it. If you live in Wilmington but work elsewhere, the city taxes your income at a reduced rate of 0.5%. This is something most paycheck calculators overlook. Our tool flags this when you select Delaware so you can decide whether to include the Wilmington surcharge in your estimate.