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Michael Chang

Michael Chang

Tax Data Analyst

Certified Public Accountant (CPA)MS in Taxation

About Michael

Michael is a licensed CPA focused on small business taxation. He audits our tax calculation engine to ensure 100% accuracy with the latest IRS Circular E publications.

At ValidPaystubs, accurate financial data is our top priority. Michael ensures that our generator adheres to the strict standards required for proof of income documentation and tax compliance — every paystub our users generate reflects Michael's expertise in US payroll regulations, federal and state tax withholdings, and the latest IRS guidance.

As a Tax Data Analyst, Michael brings a unique perspective to the complex world of US payroll and proof-of-income documentation. Whether the topic is understanding paystub deductions, navigating self-employment taxes, generating accurate W-2 or 1099 forms, or preparing financial documents for landlords and lenders, Michael's articles deliver clear, actionable guidance grounded in real-world experience.

Every guide written by Michael is fact-checked against current IRS publications, US Department of Labor guidelines, and state-specific labor regulations to ensure accuracy. ValidPaystubs maintains strict editorial standards to keep our content reliable for both individual freelancers and small business owners who depend on accurate payroll documentation.

Areas of Expertise

Michael specializes in helping individuals and small businesses navigate the practical realities of US payroll, taxation, and financial documentation. Common topics covered include:

  • Federal income tax withholdings (FICA, FUTA, Medicare)
  • State and local tax compliance (50 US states)
  • W-2 vs 1099 contractor distinctions
  • Self-employment tax obligations
  • Proof of income for rental and loan applications
  • Paystub abbreviations and deduction codes
  • YTD earnings, gross pay, and net pay calculations
  • Pre-tax vs post-tax deductions (401k, HSA, FSA)